Terms

Terms of use

Susman Insurance Agency, a California-licensed insurance outfit (License 0B75129), runs this site. We share facts about term life and a tool to collect your info and fetch quotes from carriers.

Quotes are ballpark numbers. The prices here come from carriers for the class you picked and are for learning only. They are not an insurance offer, a locked-in price, or a go-ahead from the carrier. The carrier's underwriting sets the real premium, final class, and yes-or-no; the signed policy and any changes to it are what matters.

Nothing here is insurance. A quote request, an application form, or a message does not activate coverage. A policy exists only once a carrier approves it, you accept it, and you pay.

Availability. Policies, companies, and costs depend on where you live and who you are, and shift without notice. These quotes are for California residents.

Information. Articles here are educational only and are not legal, tax, or financial advice. Talk to a professional about anything that counts.

Third-party platform. The apply page brings in a secure application form from an outside company that has its own terms.